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Mike Pendergast is an Independent Financial Adviser based in Cheshire in the UK. He previously spent 14 years with the National Westminster Bank and 3 years with Abbey National, before becoming director of One Group UK, a firm of accountants and financial advisers based in Shropshire. He left in 2005 to set up Zen Financial Services, one of a new breed of Independent Advice companies based on fairness, advice in plain english, and flexibility in terms of both method of advice and how it is paid for.

Mike also regularly appears in the Independent on Sunday and had also had articles published in the Daily Express, Mortgage Introducer magazine, and Pensions Management Monthly. He has also appeared on Sky News to offer comment on financial advice issues, and is currently producing a podcast which will be available on a weekly basis.

Mike has a number of sporting clients including professional footballers, cricketers and darts players.

Mike can be contacted via www.zenfinancial.net or by email at mike.pendergast@zen.co.uk

Finances can get complex - and that's where we can help. We can decipher the jargon, but still explain things in a way you understand.

Call us now for a free initial consultation.

Our advisers hold the Advanced Financial Planning Certificate (Dip.PFS) as well as specialist qualifications in Investment Advice, Equity Release, Pensions and Mortgages and receive ongoing training to ensure they are up to date with all the latest knowledge.

We use the latest technology and information from market leading providers Trigold, Quay Software, Citywire, O&M Systems and Trustnet to ensure we have up to the minute information to enable us to advise you with accuracy and professionalism.

We offer a wide range of services, from a full financial management package to individual one-off queries and projects.

A wide range of financial services qualifications including :-

CII (Chartered Insurance Institute) Exams

CF1 UK Financial Services, Regulation & Ethics
CF2 Investment & Risk
CF3 Financial protection
CF4 Retirement Planning
CF5 Integrated Financial Planning
CF6 Mortgage advice
CF7 Lifetime mortgage activities
CF8 Long Term Care Insurance
CF9 Pension simplification
G20 Advanced Personal Investment Planning
HR1 Equity Release

IFS (Institute of Financial Services, prev. Chartered Institute of Bankers)

Marketing in Financial Services
Management & Organisation in Financial Services
Monetary & Financial Systems
Accountancy
Law Relating to Banking

As well as running Zen Financial Services, Mike is also heaviliy involved in sport, and plays golf, football, squash and tennis to a reasonable level.

He also runs a junior football team (Crewe Tigers U15s) and junior cricket team (Betley U15s) and is also a FA qualified football coach and referee.

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